Frequently Asked Questions

---

Insurance by Patrice is a health insurance provider that offers a variety of plans to meet your healthcare needs.

Insurance by Patrice offers a wide variety of health insurance coverage, including:

• Individual & Group Health
• Affordable Care Act (ACA) Plans
• Health Insurance Quotes by State
• Dental Insurance
• Vision Insurance
• Medicare Advantage Plus
• Medicare Supplement Plans
• Part D
• Medicare Quotes
• Whole Life Insurance
• Team Life Insurance
• Life Insurance Quotes

Enrollment is easy! To get started  give us a call, visit our website or Facebook page to set up an appointment. Once we get an idea of your specific needs, we'll help you choose the best plan for you.

Yes,  I can provide plan options for persons under 65 years of age, both on and off of the Healthcare Marketplace. All at no cost to you! 

The carriers compensate me to enroll my clients onto plans, this service does not increase your monthly premium, or financially impacts you. 

 Choosing between an HMO or a PPO health plan doesn't have to be complicated. The main differences between the two are the size of the health care provider network, the flexibility of coverage or payment assistance for doctors in-network vs out-of-network, and the monthly payment.

The monthly payment for an HMO plan is lower than for a PPO plan with a comparable deductible and out of pocket maximum.

HMO stands for Health Maintenance Organization. A Health Maintenance Organization is a network of doctors, hospitals and other health care providers who agree to provide care at a reduced rate. To keep costs low, HMOs may require you to select a primary care physician, who can refer you to specialists when needed.

PPO stands for Preferred Provider Organization. Like an HMO, a Preferred Provider Organization is a network of doctors, hospitals and health care providers who agree to provide care at a certain rate. Unlike an HMO, you are not limited to providers who are in-network, though your copay or out-of-pocket cost for out-of-network visits may be higher than for in-network providers.  

I reside in SW Florida and service the entire Sunshine State, often times with in person appointments. I am also licensed for providing coverage in NJ, IL, NC, SC, TX, and NY via virtual appointments for all clients residing in those areas.